Reinsurance

Treaty

This is a form of reinsurance whereby an insurance company (referred to as the ceding company) has an agreement to transfer or “cede” certain classes of business to a reinsurer. The reinsurer is obliged to accept without exception each and every risk that falls within the purview of the agreement.

Our expert in-house team, work with Marsh, who being the global leading insurance broker, have ready access to A rated reinsurers around the globe, and will assist insurers to place both proportional and non-proportional treaties.

Facultative

This is another form of reinsurance whereby each exposure that the insurance company (ceding company) wishes to reinsure, is offered to the reinsurer and is contained in a single transaction.

The submission, acceptance, and resulting agreement is required for each individual risk that the ceding company seeks to reinsure.