All Risks
This policy covers all risks of physical loss, destruction or damage to the insured property which occurs during the policy’s period and is subject to certain terms, conditions and exclusions. This policy provides a wider coverage range than the Fire Commercial insurance policy.
Some policies can also be extended further to include business interruption cover to the policy.
Burglary
Burglary Insurance Policy is one of the key insurance plans offered for the householders and business sector. This policy covers theft within a premises following entry of the said premises as a result of violent and forcible means by an intruder including holdup.
Fire Commercial
The term fire commercial insurance refers to a form of property insurance issued to commercial business establishments that covers damage and losses caused by fire. Additional perils such as natural perils, terrorism, riot & strike etc. are optional and can be separately included. However, some of these perils will attract an additional premium.